If you have a Mending Health plan, you need a new one for 2027. Here is the order to do it in.
CoverME.gov may map you to a plan from another carrier, but it cannot know which doctors you need to keep or whether a lower-deductible plan is now cheaper for you after the subsidy. Choose on purpose.
Networks differ between Anthem, Community Health Options and Harvard Pilgrim. Bring the names; we check each plan.
That gives you January 1 coverage and no gap. Your deductible resets on January 1 whatever you choose, so the timing costs nothing extra.
Appointments for Mending members are a priority in November. Book one.