The subsidy is based on what you expect to earn in 2027: profit after expenses, not sales. Estimate low and you may owe at tax time; high and you overpay all year. We help you land on a defensible number and update it when business changes.
Nothing. Plan prices are set by the insurers and are the same with or without a broker; we are paid by the insurer when you enroll. You approve the application before it goes in.
All the 2027 facts