Five things are different this year. Here they are without the jargon.
The enhanced federal credits from 2021 expired at the end of 2025. The regular credits remain, but your share of the premium is bigger, and above a certain income there is no credit at all. About three in four CoverME.gov enrollees still got help in 2026.
Anthem about 15.8%, Community Health Options about 6.6%, Harvard Pilgrim about 19.5%. Your change depends on your plan and your subsidy, so an auto-renewal can land you on a plan that is now the expensive one.
Plans end December 31, 2026. Members must pick a new plan during open enrollment; do not rely on being mapped automatically.
November 1 to January 15. December 15 is the real deadline if you want coverage on January 1.
Community engagement requirements start in 2027 for certain adults. We will tell you whether they apply to you before you count on MaineCare.
All of this is checked, for free, in one appointment. Start here.