Lewiston, Maine · Free help, same price as applying aloneEnroll by Dec 15 for Jan 1 coverage

Health insurance in Maine, explained by a local broker.

We check your CoverME.gov savings and MaineCare, compare every 2027 plan from Anthem, Community Health Options and Harvard Pilgrim, and show you the two or three that fit. Free. In the office at 272 Main St, by phone, or by video anywhere in Maine.

Maine health insurance · 2027

The subsidies changed.
Your plan may too.

Rates up 14.8% on average. One insurer leaving. Before you renew anything, get a free check.

Open enrollment Nov 1 – Jan 15

Every 2027 plan, compared. Free.

Anthem, Community Health Options and Harvard Pilgrim, plus your CoverME.gov savings check. Same price as applying alone.

For January 1 coverage, enroll by

Dec 15

Miss it and you wait until February. Appointments in Lewiston, by phone or video.

Maine United Health

Licensed Maine broker · Inside Liberty Tax, 272 Main St, Lewiston

207-631-3546

Fastest way

Name and number. We call within the hour, 10 to 5.

30-second check

Do I qualify for help paying for a plan?

Two taps. An estimate from the federal income guidelines, not a quote; your exact number takes a ten-minute call.

People in your household (on your tax return)

Household income for 2027, roughly, before tax

Estimate only, from the federal poverty guidelines used for 2026 coverage (2027 figures are slightly higher). Not an offer of coverage. Your result depends on your final income estimate, age, county and household details.

The 2027 dates and numbers

What is true this year

Nov 1 – Jan 152027 open enrollment on CoverME.govCoverME.gov

Dec 15Last day to enroll for coverage starting January 1

14.8%Average 2027 rate increase across Maine's individual marketMaine Bureau of Insurance

3 insurersAnthem, Community Health Options, Harvard Pilgrim. Mending Health leaves Jan 1, 2027

The extra federal subsidies ended after 2025, so many Maine households saw their share of the premium rise for 2026 and again for 2027. Most people still qualify for help; the only way to know your number is to run it. We do that for free.

What you get

Every plan, side by side, with the real monthly price

Your CoverME.gov savings estimated before you apply
MaineCare checked first, because it may be free
Every Bronze, Silver and Gold plan compared on price, deductible and your doctors
The application done with you; you approve before anything is submitted
One person to call all year when a bill or a letter does not make sense

How an appointment works

Why people call us

$0What our help costs. The insurer pays us when you enroll; your price is the same either way.

3 insurersEvery Anthem, Community Health Options and Harvard Pilgrim plan, not one company's.

All yearBills, letters, income changes: one person to call, not an 800 number.

272 Main StA real office in Lewiston, inside Liberty Tax. Walk in.

Plan levels

Bronze, Silver, Gold: what the metal means

Bronze

Lowest monthly price, highest deductible. For healthy people who want protection from a big bill and expect few visits.

Plan pays about 60% on average
Preventive care covered in full
Pairs with an HSA on many plans

Silver

The one most people with savings should look at first. If your income qualifies, Silver plans come with extra cost-sharing reductions that lower your deductible, sometimes to a few hundred dollars.

Plan pays about 70%, more with reductions
Where the biggest subsidies land
The benchmark the savings are measured against

Gold

Higher monthly price, low deductible. For people with regular prescriptions, ongoing care or a planned procedure.

Plan pays about 80%
Predictable costs through the year
Often close to Silver in price after savings